Professional Investigator Insurance

Insurance for Private Investigators and Professional Investigators

Coverage Details

$1,000,000

Per Occurance

$3,000,000

Aggregate

$1,000,000

Professional Liability/Errors and Omissions

$0

Deductible

Coverage for Business Use of Firearms Included at No Additional Charge!

You will receive a proposal and payment option within 24 hours. Appropriate state filing for your license(s) will be made upon receipt of all applicable forms.

In the case we have further questions to clarify answers we will contact you personally.

* Due to the very low rates of this program not all applicants may qualify for coverage.


We are unable to provide coverage for bounty hunting, repossessions, or bars. Please DO NOT complete an application if your business provides these operations.

Applicant Info

Applicant Information
(Must match with business registration)
Primary Physical Address
(Can not be P.O. Box or similar)
Mailing Address

(If different from primary address)

Additional Locations

Do you have additional physical locations?

No

Yes

Business Information
Law Enforcement Information

Do any owners have former law enforcement experience?

No

Yes

Entity Type *
DBA Information

Do you have DBA's?

No

Yes

Contact Information
Additional Contacts

Do you have additional contacts?

No

Yes

License Information

Are you in the process of/currently licensed and require documentation for your license?

No

Yes

Concealed Carry

Do you carry concealed while not working?

No

Yes

Coverage Information
Security Guard Information

Outside of Executive Protection, Security Consulting and/or Training (Classroom and/or Firearms) do you perform any Security Guard operations?

No

Yes

Rating

Note: If you perform any operations that are not disclosed on this application, your policy will not be issued to cover those operations and you may not have coverage in the event of a claim.

Business Description

Armed/Unarmed Operations

This provides a look at the Armed/Unarmed operations that you anticipate providing in the coming policy term. Total percentage must be 100%.

Armed
Unarmed

Please make sure your Armed/Unarmed Operations are correctly totaled up to 100% or you will not be able to proceed with the application.

Armed/Unarmed Total From Above - Must Be 100%

Anticipated Operations

Total percentage must be 100%. Operations in Red will generate noted additional fee. Please only select operations you provide.

Low Hazard Operations

Arson Investigations

No

Yes

Attorney Services

No

Yes

Background Checks

No

Yes

Insurance Investigations

No

Yes

Legal Records Checks

No

Yes

Locate/Skip Tracing

No

Yes

Missing Person Search

No

Yes

Process Serving

No

Yes

Surveillance

No

Yes

Mid Hazard Operations

Courier Service

No

Yes

Finger Printing

No

Yes

Retail Store - Undercover

No

Yes

Polygraph Operations

No

Yes

Other Operations

Other Operations

No

Yes

Additional Coverage Endorsements

Security/Investigative Consulting

No

Yes

Executive Protection (+$100)

No

Yes

Training - Classroom Only (+$600)

No

Yes

Firearms Training - Field (+$1,100)

No

Yes

Please make sure your operations are correctly totaled up to 100% or you will not be able to proceed with the application.

Client Operations Total From Above Operations - Must Be 100%

Canine Operations

Do You Use Canines In Your Operations?

No

Yes


Financials

Do you have W2 employees? *

No

Yes

Do You Use Subcontractors and/or 1099's? *

No

Yes

Do you use any on or off duty police officers? *

No

Yes

Do you use any other type of employee not listed above? *

No

Yes

Revenue
Owners

Optional Coverage

Optional Coverage

Policy Endorsements

Additional Insured (Now Included)

No

Yes

Waiver of Subrogation (+$50)

No

Yes

Primary & Non-Contributory (+$100)

No

Yes

Hired & Non-Owned Auto Liability (+$250)

No

Yes


Policy Add-ons

Terrorism Risk Insurance Act Coverage *

Terrorism Risk Insurance Act - Federal Terrorism coverage is available at an additional premium at rates set by the Federal Government, starting at $150 annually. Checking the rejection box constitutes a legal waiver of coverage in the same manner as a signature.

No

Yes

Coverage Rejected

Cyber Liability Coverage *

We are happy to present the option for Cyber Liability coverage. Please review the informational document and make your election below.

Intro Letter

Review Documentation

No

Yes

Coverage Elected
I understand a $98 fee will be added to my premium quote

Do you have a current contract that has specific requirements that you need us to evaluate prior to providing a final quote? *

No

Yes

Insurance Info

Insurance Information

Do you currently have insurance? *

No

Yes

If you are a current insurance client of ours, select "Yes" and choose "Current Client". If you have Other Insurance, select "Yes" and choose "Other Insurance".

Has this business had a claim/loss in the past 5 years? *

No

Yes

Authorization/Disclosures

Disclosure/Authorization/Declarations

WARNING NOTICE: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement, is guilty of insurance fraud.

The undersigned Applicant authorizes the Company, its agents, and representatives to secure claims information from my current and previous insurance carriers.

Acknowledgement, consent and waiver: Upon purchase coverage will be placed with Conifer Insurance Company which is rated by A.M. Best Company as B+. The agent, employees, independent contractors, directors and officers make no representation as to the financial status of the insurance carrier. The undersigned requests and grants authority to place coverage as described above.

The undersigned declares that to the best of their knowledge and belief the statements set forth herein are true. The signing of this application does not bind the undersigned to purchase insurance, nor does review of the application bind the insurer to issue a policy. It is agreed, however, that this application shall be the basis of the contract should a policy be issued.

It is imperative you read your policy closely. Without prior written approval from us, coverage is excluded for security operations involving: (1) Detective or investigative operations involving: bounty hunting, fugitive recovery, body guarding of athletes, entertainers or celebrities, screening of passengers or baggage at airports or mass transportation terminals, and/ repossession or collections; (2) Security Guard operations performed by, or on behalf of, the named insured or certificate holder

Typed name constitutes signature for application/disclosure purposes

10/14/2024